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Bankruptcy is a legal process by which you can deal with your debts when you can no longer pay them.

If you are struggling to pay your bills or are experiencing some of the financial warning signs, you should consider bankruptcy as a possible option to your financial situation.

The purpose of filing a bankruptcy case is to get a discharge of most, if not all, of your debts, so that you can wipe out those debts and you never have to repay them! This means that you are relieved of the legal obligation to repay those debts.

Lucy Hebron handles each bankruptcy case personally, ensuring that you receive confidential service tailored to meet your own unique circumstances.

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Bad Finances Good People

When bad finances happen to good people ...

In his 1981 book “When Bad Things Happen to Good People,” Rabbi Harold Kushner explains his reaction to a personal tragedy which provokes a crisis of faith. His book is for people who have been hurt by life through no fault of their own and provides a guide for how to get through their troubles.

Believe it or not, the U.S. Bankruptcy Code gives us a guide and a roadmap for how to get through your financial troubles. Like the book notes, sometimes there is no reason for “bad stuff” or your bad finances. It is what it is.

Further, there is no exception for nice people, moral people, or Christian people or religious people. There is no moral judgment involved in your bankruptcy. Sometimes stuff just happens: you lose your job, your health, the economy tanks, your business goes south. That’s why we have the Bankruptcy Code. So use it!

Yes, you feel ashamed, embarrassed, and like you’re a failure and wonder what will people think? These are normal feelings.

Remember, our office keeps all bankruptcy cases completely confidential: your name will not be published in the newspaper or online for the general public to see. The information is public record, but seeing that record requires a search in person at the court house or a paid subscription to an online resource.

So, take action, get informed, take the first step to your financial freedom and call us today!

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